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Appeal guide · Breast reconstruction

Breast reconstruction denials

Reconstruction after mastectomy, symmetry procedures on the other breast, revisions, and prostheses are denied as 'cosmetic' or 'not medically necessary'. A federal law decides most of these cases.

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What gets denied

  • Reconstruction delayed beyond a plan's stated window after mastectomy
  • Symmetry surgery on the unaffected breast
  • Revision procedures, fat grafting, and nipple reconstruction
  • Implant exchange or removal for complications
  • Prostheses and lymphedema treatment

Common denial reasons

  • Plan labels the procedure 'cosmetic'
  • Plan applies a time limit after the mastectomy
  • Staged procedure treated as elective rather than part of reconstruction
  • Documentation does not connect the procedure to the mastectomy
  • Coding submitted as cosmetic rather than reconstructive

How we approach the appeal

Cite the Women's Health and Cancer Rights Act by name and section in the appeal, and attach the mastectomy operative report and the surgeon's letter connecting each procedure to reconstruction or symmetry. The law contains no time limit for reconstruction; if the plan applies one, ask for the plan language. Ask the surgeon's office to confirm the procedure and diagnosis codes reflect reconstruction. Complications and lymphedema treatment are expressly covered.

Filing window

Internal appeal: at least 180 days to file for commercial and employer plans; pre-service decisions within 30 days (29 CFR 2560.503-1). Medicare Advantage: 65 days to request reconsideration. External review within 4 months of the final internal denial for ACA-covered plans.

Typical recovery

Reconstruction is a series of hospital and surgical procedures; the amount at stake is the plan's allowed amount for each denied stage.

Documents we'll ask for
  • · The denial letter with the reason stated
  • · Mastectomy operative report and pathology
  • · Surgeon's letter linking the denied procedure to reconstruction or symmetry
  • · Photographs or clinical notes documenting asymmetry or complications where relevant
  • · Plan document language on reconstruction

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This page provides general information about appeal strategy. It is not legal advice. Outcomes depend on documentation, plan terms, and timing.