What is the federal poverty level for 2025?

For 2025, the federal poverty level is $15,650 for a household of one in the 48 contiguous states and DC, increasing by $5,500 for each additional person.

What is 400% of the federal poverty level?

400% of FPL is four times the guideline. For a household of one in 2025 that is $62,600; for a family of four it is $128,600.

Do Alaska and Hawaii use different numbers?

Yes. Alaska and Hawaii have higher federal poverty guidelines. The chart below is for the 48 contiguous states and DC. See HHS for the Alaska and Hawaii figures.

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Federal poverty level

Federal Poverty Level 2025: Full Chart by Household Size

The 2025 federal poverty guidelines for the 48 contiguous states and DC, plus the 138%, 250%, and 400% thresholds that decide Medicaid, ACA subsidies, and hospital charity care.

2025 federal poverty level (100%)

Household size	100% FPL (annual)
1	$15,650
2	$21,150
3	$26,650
4	$32,150
5	$37,650
6	$43,150
7	$48,650
8+	$54,150

Add $5,500 for each person beyond 8. Alaska and Hawaii use higher guidelines (see HHS).

Key percentages of FPL (2025)

Threshold	1 person	Family of 4	What it gates
138% of FPL	$21,597	$44,367	Medicaid eligibility ceiling in expansion states.
150% of FPL	$23,475	$48,225	Enhanced ACA marketplace subsidy tier.
200% of FPL	$31,300	$64,300	Common hospital charity-care full-write-off line.
250% of FPL	$39,125	$80,375	Cost-sharing-reduction ceiling on ACA silver plans.
400% of FPL	$62,600	$128,600	Historic ACA subsidy cliff; many aid programs cap here.

If a medical bill is straining your income

Two real options if a bill is more than you can pay: ask the hospital for the financial-assistance (charity care) discount you may qualify for at these income levels, and if any part of the bill came from a denied insurance claim, appeal it. Across 73,987 real external-review outcomes, 46.9% of appealed denials were overturned. No win, no fee.

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Frequently asked questions

What is the federal poverty level for 2025?: For 2025, the federal poverty level is $15,650 for a household of one in the 48 contiguous states and DC, increasing by $5,500 for each additional person.
What is 400% of the federal poverty level?: 400% of FPL is four times the guideline. For a household of one in 2025 that is $62,600; for a family of four it is $128,600.
Do Alaska and Hawaii use different numbers?: Yes. Alaska and Hawaii have higher federal poverty guidelines. The chart below is for the 48 contiguous states and DC. See HHS for the Alaska and Hawaii figures.