Rhode Island insurance appeal rights

The Rhode Island Department of Business Regulation, Insurance Division regulates state-licensed commercial appeals and oversees external review.

Internal appeal rights

Internal appeal: 180 days. Response 30 days standard, 72 hours urgent.

External review

Rhode Island external review through state-certified IROs is available after final internal denial; the decision is binding.

RI regulator

Rhode Island Department of Business Regulation, Insurance Division. official site

Notable

DBR Consumer Services: 401-462-9520.
Rhode Island Office of the Health Insurance Commissioner adds additional oversight for affordability and parity.

Filed a denial in Rhode Island?

We work under RI rules and structure the appeal under the strongest available state and federal protections.

Start Your Appeal

State law information is provided for general guidance and is not legal advice. Confirm with your state regulator or a licensed attorney for your specific case.