Connecticut insurance appeal rights

Connecticut's Insurance Department oversees a robust state external-review program and active consumer assistance through the Office of the Healthcare Advocate (OHA).

Internal appeal rights

Internal appeal: 180 days. Response 30 days standard, 72 hours urgent.

External review

Connecticut external review is administered through state-certified IROs and binds the carrier.

CT regulator

Connecticut Insurance Department. official site

Notable

Office of the Healthcare Advocate: 866-466-4446 — free help with appeals.
Connecticut enforces mental health parity actively and publishes carrier-specific compliance data.

Filed a denial in Connecticut?

We work under CT rules and structure the appeal under the strongest available state and federal protections.

Start Your Appeal

State law information is provided for general guidance and is not legal advice. Confirm with your state regulator or a licensed attorney for your specific case.